It’s important to review a plan’s cost, coverage, provider network, drug coverage and out-of-pocket costs.
The provider network is made up of doctors, other healthcare professionals, hospitals and pharmacies that a particular plan contracts with to provide covered services. In most cases, using in-network providers will result in lower out-of-pocket costs for a plan member. When comparing plans, look at their networks to make sure your preferred doctors are included. If not, you may want to eliminate some options.
You can also find out if the hospital, clinic or healthcare professional is accredited or certified by your state or the National Committee for Quality Assurance. Accreditation is a sign of excellence and indicates that the hospital, clinic or healthcare professional has met specific standards set by the government.

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