Fred Michael & Co Ltd is a UK-based accountancy and business advisory firm providing practical financial management solutions for small businesses, limited companies, sole traders, contractors, startups, and growing organisations. The firm helps businesses maintain accurate financial records, meet statutory obligations, improve cash flow, and make informed financial decisions through professional accounting and advisory services. With a focus on accuracy, compliance, and long-term business growth, Fred Michael & Co Ltd delivers tailored financial support designed to simplify day-to-day business management while helping clients plan for future success. The company combines traditional accounting expertise with modern cloud-based solutions to provide efficient, reliable, and transparent financial services.

Services

Bookkeeping Services
Accurate recording of daily financial transactions, bank reconciliations, expense tracking, invoice management, digital bookkeeping, cloud accounting support, VAT-ready records, and regular financial reporting.

Accounting Services
Preparation of annual accounts, statutory accounts, management accounts, financial statements, corporation tax support, self-assessment assistance, VAT accounting, year-end accounts, and ongoing accounting support.

Business Planning & Financial Advice
Strategic business planning, financial forecasting, budgeting, profit improvement strategies, business performance analysis, cash flow forecasting, growth planning, funding guidance, and financial decision support.

Tax Planning & Tax Return Services
Business and personal tax planning, corporation tax support, self-assessment tax returns, VAT returns, tax compliance, and strategies to improve tax efficiency while meeting HMRC requirements.

Payroll Services
Complete payroll processing, payslip preparation, Real Time Information (RTI) submissions, pension auto-enrolment support, payroll compliance, employee payment management, and payroll reporting.

Credit Control Services
Credit control management, customer payment monitoring, debtor management, payment chasing, overdue invoice follow-up, accounts receivable management, cash flow improvement, and outsourced credit control solutions.

Virtual Finance Director (VFD) Services
Senior financial leadership for growing businesses, management reporting, strategic financial planning, KPI monitoring, budgeting, forecasting, board-level financial guidance, and business performance reviews.

Cash Flow Management & Forecasting
Cash flow forecasting, working capital management, financial planning, budgeting, profitability analysis, and financial reporting to support business growth.

Business Advisory Services
Business strategy development, financial performance reviews, budgeting support, cost management, succession planning, exit planning, finance raising guidance, and operational financial advice.

Cloud Accounting Solutions
Cloud-based accounting systems, digital bookkeeping, automated financial reporting, document management, and integration with leading accounting software for improved efficiency.

VAT Services
VAT registration assistance, VAT return preparation, VAT compliance, record management, and Making Tax Digital support.

Industries Served

Fred Michael & Co Ltd supports businesses across a wide range of sectors, including construction, logistics and transport, retail, e-commerce, hospitality, restaurants, cafés, bars, healthcare, pharmacies, veterinary practices, consultants, recruitment companies, professional service firms, landlords, contractors, freelancers, and startups.